Sabtu, 20 September 2014

Income Tax Basics For Young Professionals



So you have only just started earning and are on the path of self discovery especially with regards to your financial life, right? And one of the vital aspects to that would be - taxes. Understanding tax is not easy, but very much necessary. So, lets take it one step at a time - we are going to specifically look at - Income Tax tax consultant jakarta. Here are some of the common confusions and relevant explanations surrounding the whole process.

What is income tax?

Income tax is the tax you pay to the government. It is based on the income you earn, i.e. when your income exceeds a certain slab, then you are required to pay tax on the excess amount earned.

Why should I pay tax on my earnings?

Every citizen is obligated to pay income tax as per law [Income Tax Act]. The collected sum is used for further development of the nation.

How much should I pay?

The amount of tax you will have to pay is purely dependent on which income slab your salary falls in. The percentage of tax to be paid will also vary depending on:

1) Whether you are a man, woman or a senior citizen [the income slabs are different for all three]

2) Your income and the slab it belongs to(that is specific to you). For instance, the tax payable by someone who is earning between 180,000 and 500,000 will be 10% of the amount that exceeds 180,000.

Similarly, if the income is between 500,000 and 800,000, then the taxable income is a fixed amount plus 20% of the amount that exceeds 500,000 and so on.

How often should I pay?

Income Tax is paid on a yearly basis. The duration considered here is between April 1st to March 31st of the next year. This period is also known as a financial year or 'previous year'.

And the last date to file your income tax returns would be July 31st.

How to file income tax?

Filing Income tax can be a daunting task, which is why you have to options:

- doing it yourself

- engaging a good chartered accountant.

You also have the facility of filing income tax online or offline.

What are the documents required for filing tax?

The documents to be submitted while filing are as follows:

1. Form 16 - is given to you by the company you work for. It consists details of the tax that was deducted from your salary. This is the main indication that you have paid income tax.

2. Form 16A - is given to you by the bank or financial institution where you have invested in term deposits. This indicates the various tax deductions at source for your account.

3. Bank Statement Summary - shows the transactions performed by you throughout the financial year. This will include everything from savings, investments, expenses, loans and also income earned.

4. Property details - any property sold or bought by you in the previous financial year should be recorded and duly submitted at the time of filing tax returns.

5. Interest certificate - In case you are paying monthly installments towards your housing loan, if you want to save on tax, then you will have to show the supporting documents in the form of interest certificate from the institution that provided you the loan.

6. Investment details - if you haven't already declared it in the Form 16, then do it here. Details of your investments in tax saving tools such as public provident fund and so on.

7. Receipt of advance tax (if any) - to show that you have paid advance tax.

Is the salary I receive the only form of income?

No, there are various types of taxable income:

1. Your salary
2. Rental Income (if any)
3. Income from business
4. Capital gains (for eg, sale of property)
5. Incomes from bank deposits, cash gifts and so on.

Rabu, 17 September 2014

Every American fears the words tax audit.



A letter from the I.R.S., especially one ordering a tax audit konsultan pajak jakarta, will unnerve even the calmest person. But, for a small business owner who does all of their own recordkeeping it's not just scary, it could spell disaster.

If you receive an I.R.S. audit letter, call your tax accountant and set an immediate appointment; representing clients at tax audits is part of a tax professional's job. It will be your job to locate and furnish all of the documents needed to win that audit. If you have kept audit-proof records, that will be easy.

Because most small business owners have no bookkeeping training, few realize how easy it is to keep audit-proof records. Some end up turning recordkeeping into a complicated computer-driven chore, and many simply ignore everything until tax time.

Business recordkeeping doesn't have to be complicated or time consuming. There are only two things you need to do to make beating a tax audit easy. The first is to adopt a recordkeeping system that is super simple; the second is to learn exactly what the I.R.S. expects from the small business owner at tax time.

Recordkeeping for a one or two-person business is done primarily to satisfy the I.R.S., so why not keep audit-winning records. Follow these ten simple rules during the tax year, and you'll not only be ready for a tax audit, but you'll simplify your recordkeeping duties as well.

Rule # 1 - Document Income. Absolutely all business income, including all cash & tips, must be deposited into a separate checking account used only for business funds. Do this and all you'll need at tax time are 12 bank statements to total your income.

Rule #2 - Keep a Paper Trail. Every penny spent or charged for your business needs a paper trail. If a receipt is not provided you can make your own; be sure to include all of the necessary details. Working from expense receipts simplifies the recordkeeping process for a small business owner.

Rule #3 - Record Barter Exchanges. Every business barter exchange requires a paper trail assigning value to your time, or the product that you traded. The value of a barter exchange is the same amount you would charge if it had been a cash sale.

Rule #4 - Track Every Expense. Sorting expense receipts is easy, when you use the business expense alphabet. From advertising to Ziploc bags, if you use it in your business there's a place on your tax return to deduct that expense.

Rule #5 - Depreciate Equipment. Any equipment purchased that has an expected life of 2+ years must be depreciated or expensed at tax time. It is important to keep a list of all business equipment purchased, the date you bought it and the price paid, with your tax records.

Rule #6 - Log Your Miles. Unless your car is used only for business, keep a small notebook in your car for tracking business miles. If you don't keep a mileage log, and are asked to furnish one for a tax audit, you will fail the audit.

Rule #7 - Track Inventory. The I.R.S. considers all items that you make or buy for resale to be inventory; inventory costs cannot be deducted until that inventory is sold. Inventory expensing is easy once you learn how to calculate the cost per item value.

Rule #8 - Get Educated. No matter how good your tax professional is, if you don't provide all of the necessary information and figures your tax return will be wrong.

Rule #9 - Plan Ahead. Tax laws change every year. During your annual tax visit ask if there are any new changes that affect you, what tax laws are in the works, how those will affect your business, and what you can do now to lower future taxes.

Rule #10 - Keep Everything. Without receipts you will fail a tax audit. Box or bag all of your tax receipts each year, and keep them for a minimum of six years. If you get an audit letter from the I.R.S., simply take the box or bag containing receipts for the year being audited with you when you meet with your tax professional.

Sabtu, 13 September 2014

Tips To Consider Prior To Buying Boats

Tips To Consider Prior To Buying Boats

People may be excited to buy their own first boat and find thrill thinking about all the cool and enjoyable things he and his family and friends can experience while traveling kapal patroli. For fisher folks, boats are a means of livelihood while for people with money, boats offers a sense of freedom and luxury. Just like owning a car or house, the boats are meant to be properly used and maintained by its owner or operator. Buying a boat and all the cool equipment and electronics like marine chartplotters, GPS, autopilot and entertainment system can be exciting for most people. To pick the most suitable vessel and equipment for their needs and wants, people should considering a couple of tips first.

It is important to know why you are buying a boat. Will it be for a small or large fishing business, or for leisure or luxury perhaps? Are you going to use the boat for frequent navigations in remote destinations? To decide whether you should go for a small or compact boat with the basic equipment and electronics or a bigger vessel with luxurious interiors and modern marine electronics, the answers to these basic questions may help. For short periods of travel or boating that are not commonly used far from land areas, small boats are appropriate whereas for more advanced applications and navigation to various remote destinations, larger vessels or yachts are more ideal.

Budget is always a defining factor. Buying a bigger vessel is not within everyone's means. People may need to settle with a smaller yet highly functional boat. Experts recommend purchasing smaller boats for first-time users rather than an expensive and awesome boat. Handling a large vessel may not be easy for people who are new to sailing and boating. Practicing and learning how to operate and maintain the boat will be safer and more practical with a smaller one.

Instead of buying from owners of second-hand vessels, experts recommend purchasing boats from dealers. In this area, dealers are professional and experienced and more likely to provide good advice for customers. These people also know where customers can buy cheaper GPS, marine chartplotters, radars and other types of marine equipment. With dealers, you will feel more reassured that the boat you have purchased will last your for years.

Kamis, 11 September 2014

Live in Color With Your Own Digital Printing Business



All across the US, one business which offers hard-working entrepreneurs the chance of success is a digital printing business. It does take a lot of work and effort to get right though, so before rushing into it, it is well worth understanding what makes it such an opportunity. You also need to check that you are right for it.

The reason why a digital printing business can prove so profitable and rewarding for Americans today is simply that there is great demand for the service across the country. The most important market to tap into is in the business world, with all kinds of print services needed by local, regional, state and countrywide companies on a constant basis.

For many companies, they will need posters and banners for store frontages, stalls and displays, for example. Office-based organizations will require a complete range of business stationery, from business cards and flyers to brochures and catalogs. Even local tradesmen will require business card printing services and signs from time to time.

Whilst the majority of trade will come from the local business community, and efforts to attract this type of work should take priority, individual consumers should also be serviced. Increasingly, people are interested in having personalized business cards of their own, whilst communities will always need to advertise events through posters and other displays.

Whichever customers are being looked after, though, the most important part of any successful digital printing business is delivering a high standard of customer service. An important part of service delivery is shown in the way customers are treated and how well advised they are with expertise and proven knowledge.

Developing such skills, particularly from the get go, can be difficult. This is most certainly the case with your regular start up business. For this reason, choosing to go down the franchised digital printing business route is highly attractive.

As well as providing all the initial training and support, the network of other franchisees can also prove invaluable to success. A franchise will also be in a far stronger position to provide the very latest technology to work with, as well as be skilled in the latest techniques to deliver a better quality of product, and thereby a better quality of service.

For the entrepreneur, working with a franchise set-up offers many other benefits too. Funding from banks and other lenders is easier to obtain, thanks to the proven business model and the fact that franchises have a high success rate. Risks are lower because of the training and network, but also because mistakes are less likely as they have all been factored in to the training.

For the right people, with the right attitude, a digital printing business in modern America is a great way to take control of your own life. It is the perfect solution for those who often say to themselves, "I want to be my own boss". You have this ability and a safety net of a support group and a recognized name. Playing a part in the economic recovery of your area and the country is also a plus, providing far more pride than a regular 9 to 5 job ever could.

Selasa, 09 September 2014

Getting the Luxury Watch of Your Dreams - Details How to Have Success With Your Purchase



A good watch costs a fairly big amount of money because the best things come with a big price tag. Nevertheless, the confidence that it can provide you is priceless. Buying a luxury item like a limited edition luxury watch is a big decision to make because it involves saying goodbye to a big amount. It also requires the right knowledge to get the best deal in your shopping for that coveted watch. This information will provide you with details to have success with getting the luxury watch of your dreams.

First and foremost, you have to understand that original luxury watches have a high price tag because of its value jual jam tangan fortuner. Thus, you should not make this decision to purchase in a hurry without the knowledge about the market.

The first thing you need to know as a requirement to getting the best deal is to know the difference between a replica and a real luxury watch. There are lots of replicas or fake watches that being sold in the market. You can browse the net and check out the official website of the brand of watch you are planning to buy. The websites normally provide tips on how to identify fake ones from original ones. The knowledge to spot the fakes ones require a bit of skills. But this will definitely give you an edge in getting the best value from your money.

To spot the fake from the real, you need to ask for the serial number. When purchasing the watch, ask for the serial number from the dealer. A fake watch does not have a serial number. If there is a serial number, there are websites that can verify whether the watch is authentic or not. Try to search them and do your homework.

The next move you need to do is to go search online for authorized dealers. Only authorized dealers are selling high-end and exclusive watches. These dealers will provide warranty for the items you purchased. In case something goes wrong with your watch, the company will only honor warranties from authorized dealers.

In ending, follow the tips provided to buy the luxury watch of your choice with success. Check that the items you purchase are original and truly worth your every cent. Be careful with your purchase and always make sure to deal only with the authorized dealers of the brand of your choice. Good luck with your purchase!

Minggu, 07 September 2014

Don't Just Cook Your Steaks, Grill Them On An Outdoor Grill

Don't Just Cook Your Steaks, Grill Them On An Outdoor Grill

How do you like the taste of outdoor grilling or even the smell of steaks cooking on an outdoor grill? Grilling is not new, in fact, it is one of the popular methods of cooking. Not to mention the fun which grilling brings, especially if you are having a family or friends gathering in your backyard or for a football game. Grilling is also one of the favorite outdoor cooking activities of people all over the planet. There is nothing like the smell of a good steak on an outdoor grill.

If you have not learned how to cook on a grill yourself, but have tasted the great taste of a grilled steak, why not giving it a try? Eating the food that you have created yourself is worth everything. Grilling isn't just a long time way of cooking food in the U.S., but also a way for you to set up and get friends and family together in your backyard to enjoy the beauty that summer has to offer. Most people up north take advantage of the warmer weather to grill steaks for a party. Whether you grill ribs, steaks, chicken, hamburgers, hotdogs, or other meats they will be eagerly shared by everybody.

It is very important to use the right equipment, tools, and ingredients to have the best result for your grilled steaks. Since marinade plays a big role in enjoying your grilled steak recipe, it should be chosen carefully to appeal to the taste of a variety of people.kambing guling I am of French and Native American descent, my family comes from the Cajun people of Louisiana who are known for their hot, spicy food so I have to be careful here not to make my marinades and seasonings too spicy.

For first timers to grilling, it may seem a little tough at first, but it's a price worth paying for the fun of grilling your own food. Before you start, just do a little research on grilling on the internet. You will be able to pick up some good tips, recipes and even buy equipment if you want. If your first grilling experience is not what you expected or you burned the food a little, that's normal, don't worry about it. Just grill for yourself at first, then when you invite everyone over you will surprise them with how good you are at grilling. With a little practice, not only will you prefer your own grilling to that of restaurants that you have gone to, but so will your friends.

Jumat, 05 September 2014

Funding Work From Home Opportunities and Getting a Franchise Loan

Funding Work From Home Opportunities and Getting a Franchise Loan

One reason a lot of people hesitate getting on their own businesses is because there are many requirements that have to be met before starting bisnis franchise makanan. Contrary to what the others normally think, starting a business is not all fun. There really are a lot of things that have to be arranged and discussed. It is an investment that you would have to shell out funds for, provide resources, and spend time on.

The same is true for franchising. It is not just a simple process of finding a business that you want to franchise, talking with the franchisor, and then paying for it. There has to be thinking involved because there are a lot of aspects that have to be considered. Of course, you have to be sure that once you pay for the franchise then you are ready to take on the responsibility of running it. After all, you would not want to have your efforts go down the drain.

For starters, though, you have to be sure that you have enough funds to finance your venture. All businesses and even work from home opportunities must have the right amount of funds to back it up. This is why many people think that businesses and franchising are only for those who have available funds. Fortunately, there are various options even for those who do not have enough financial resources to start with. A rather famous financial source is a franchise loan, which is more popularly offered by banks.

Banks and other lenders find franchise loans less risky because the business itself is already a proven name in the industry. In a way, people applying for a franchise loan have the very name of the brand as collateral. But of course, you still have to be able to offer enough for the loan to be approved. Here are some tips you might want to follow:

1. Make sure you have a clean credit record.

In applying for any kind of loan, always remember that banks and finance lenders look closely at your credit record. They look at it to make sure you are not behind your bills and other financial obligations. Banks especially consider a clean credit record and history as a good indicator of how well you can balance your finances and make payments for your loans. They can become very particular with it that even penalty charges on late payments for credit cards can count against you.

2. Offer collaterals of great value.

Another way of getting approved franchise loans is to offer valuable items as collaterals. You can put in properties and investments, which stand a good point in the market. This is a known strategy by most people who are gathering funds for work from home opportunities they want to get into. They give it their all, offering even land titles and automobiles to banks from which they are applying for a loan. Banks are particular with collaterals because they are guarantees that at the very least, should the loan applicant fail to pay for the debt, the institution would still be able to get something back even in the form of valued properties.

3. Get endorsements from known institutions.

Probably the best form of guarantee there is for banks is if you have endorsements from known institutions like the Small Business Administration (SBA). Often, banks get into agreements with the SBA to cover about 80% of the loan that would be granted to franchisees. This means that should the franchisee fail to pay for the loan, the SBA would cover up to 80% of the required payments. It is as good collateral as anything that you can offer.

Franchise loans are relatively easier to come by because lenders are more lenient in these cases. Banks are never really that strict, but they are also running a business and they have to keep on earning back the money they lend to maintain their operations. Just make sure that you emphasize your capability to pay them back at a timely manner. If everything goes well in terms of your loan application, you can get those funds you most need for all the work from home opportunities, business ventures, and franchises that you plan to operate.

Kamis, 04 September 2014

Benefits of 3D Modeling




3D modeling is the creation of a virtual 3D object by using CAD and computer graphics. Movies are usually created with the help of this technology. Many other industries are also employing 3D modeling techniques in their businesses. A person can earn a huge amount of money by learning the simple techniques of 3D representations.

3D modeling is used to market the products by many companies. A 3D model is used to give an idea about the product in detail. It can show features and abilities of the product in detail. Other benefits of 3D modeling may include prototyping. In prototyping, 3D model is created from a simple 2D model. This technique is also used by the companies to show their products in terms of size with reference to other objects.

A 3D view enables the viewer to view the product from all angles. It gives a very realistic view to the model. Companies usually use these in their marketing campaigns and commercials. To increase the market of a product launched by your company, you can also add different animations in your 3D representation toko komputer online terpercaya. This will also make your product unique and attractive for the customers.

These modeling techniques require proper handing while making a 3D model. They can be time consuming if the model is not properly handled. To avoid such a problem a person should have a basic knowledge of 3D modeling. You can watch many tutorial videos available on the internet regarding the learning of 3D models. When a person becomes an expert of the basic knowledge, then he can learn adding expert detailing to his 3D model.

A person can also add his own creativity by detailing with animation work or refining the finished 3D models. This will give a new and different look to his 3D models. Three-dimensional models also help in picking out small errors in the product, so you can also use 3D modeling to check the perfection of your product.

Do not specify your knowledge of this technique in controlling the large areas and vertices. You can also refine your model by changing the faces and edges; you can erase the extra faces from your model to give it a finished look.

With the advancements in the technology, 3D software are easily available in the internet for free. These free 3D software can save the artist's time in sketching the whole model for the viewers.

Selasa, 02 September 2014

Made to Measure Shirts - How to Look Your Best in a Dress Shirt



Since off-the-rack or ready-to-wear dress shirts are made to fit a broad spectrum of body types grosir kaos distro murah berkualitas, rarely do they fit the customer adequately. If you're lucky enough to be able to be these dress shirts and have the perfect fit, you're lucky and one of the very few who have a body type that fits perfectly into a standard sized dress shirt. But let's be realistic it is only a small percentage that are in this category. If you do, just pass any store and get your fitted dress shirt. Be careful though sizes change from store to store. Made-to-measure dress shirts are the optimal option for most men for the following reasons:

1. They are measured specifically for each customer so that the dress shirts are made to the exact fit the customer wants. Not all men like their shirts fitting the same way, so this is where the customer can customize any part of the shirt to his liking.

2. Once the customer finds an adequate tailor to do the job, the customer doesn't have to go anywhere else. Shirts can be made from any design, fabric, and color that the tailor has and doesn't have to go looking from store to store to find that perfect dress shirt.

3. Because these made to measure dress shirts are tailored to each specific customer, you'll have the options of choosing several different combinations of cuff styles, collar styles, button colors, and much more so that the shirt will truly be unique to you.

When getting measured by an experienced tailor, made to measure dress shirts, or sometimes called (but not exactly the same) bespoke, custom or tailored dress shirts, should take at least nine different measurements of the upper body. Although some may take more or make details as far as the slope of the shoulder and shape of the mid torso, made to measure shirts won't be of high quality if less than nine measurements are taken. You may come across a tailor who may use as little as height, weight, and jacket size, but you'll soon find out that the end result from these tailors will be of poor quality.

With made to measure shirts, you'll be able to look your best by customizing each specific aspect of the dress shirt to compliment your unique body type. Many men seem to be unaware of the fact that, when broken down, the dress shirt has numerous components and each one has a unique effect on a specific body type. Certain collars go well with certain face shapes, and certain cuffs can have a different effect on the length of arms. When combined together, all these different components can have a huge effect on how you look in a dress shirt. To take full advantage of how a dress shirt can make you look, getting made to measure shirts through a well experienced tailor is the unrivaled method to looking great in a dress shirt.

Senin, 01 September 2014

Trending Cell Phone Accessories



Around the world, millions and millions of people own cell phones, but there are only so many models available! If you want yours to look different grosir aksesoris handphone, you have to make it stand out from the crowd. For this reason, you'll want to buy a protective case that reflects your personality and tells people whose phone it is. Of course, this case has to protect the phone from scratches, or from dropping it, but there are many options to choose from which successfully perform both functions.

Silicone skins are a great way to give your phone a distinctive look. They come in many patterns, from the basic single tone look to flashier patterns with multiple colours. They make it easy to get a firm grip on your phone, but they are sleek and take up hardly any space. Your phone won't get scratched when it's in one of these. It provides decent protection in case you accidentally drop it, and all for an extremely affordable price. This is popular among the younger cell phone users, but it's appropriate for anybody.

Snap on covers are clear, plastic cases that fit right on. They're sleek, inexpensive, and they show the cell phone for what it is. They protect well against scratches, and it's especially good should your cell phone take an accidental tumble.

Getting a leather case is another smart way to protect and stylize your phone. They take up a little more space, but the material is considerably more luxurious than silicone. It protects your phone faithfully, and it is a more formal way to dress up your phone, though it fits into any casual environment, too. Many of the leather cases clip onto your belt, so it's a smart, simple, and safe way to transport your phone.

Holsters are another smart way to carry your phone. Because it clips onto your belt, it doesn't come in a wild variety of colours. This is more about carrying your phone smartly than dressing it up, but it's an efficient way to transport your phone because it allows you quick access on the go. Your phone can be rotated 90 degrees, so you can check it without taking it out of its holster. Stylistically speaking, people will hardly see anything but the phone, so it is more about function than showing off any distinct style. But still, it looks professional and sleek, and someone very well might still buy it for the way it looks.

As the cell phone has become used for too many reasons to name, they have come to look different too. In other words, the personalization of the device isn't only taking place at the level of functionality, but aesthetically too. Something so crucial to operating our daily lives must be protected with a case, and it's not surprising that so many stylistic options are available, running the gamut from kids to professionals, and allowing the user to bring some of himself to the look of the phone.